1. Not Creating a Retirement Roadmap

2. Not Having an Exact Strategy

3. Not Having Separate Retirement Saving

4. Not Having Sufficent Life Insurance Coverage

5. Not Hiring Outside Support

Investment advisory and financial planning services offered through Planners Alliance, LLC, a SEC Registered Investment Advisor. Subadvisory services are provided by Advisory Alpha, LLC, a SEC Registered Investment Advisor. Insurance, Consulting and Education services offered through Citizen Advisory Group. Citizen Advisory Group is a separate and unaffiliated entity from Planners Alliance, LLC and Advisory Alpha, LLC.